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There are a couple of VA Jumbo loans who do require a down payment. When the total amount of a real VA-eligible borrower's loan is more than the conforming limit for that county, then a down payment is mandatory. Down payments for Jumbo VA loans could be calculated using 25% on the portion belonging to the loan not guaranteed through the VA -- in other words, 대학생 생활비 대출 (Glconst.Net) volume of over the conforming loan limit.

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In a county while the loan limit is $417,000, a VA borrower who wants to borrow more than this with a VA loan will need a down payment equal to 25% in the amount over $417,000. An illustration would be if the VA borrower buys a property for $700,000 in a county the location where loan limit is $417,000, the amount over the limit is $283,000. Therefore, the down payment is 25% of that number or $70,750. This particular particular down payment, the actual loan amount would be $629,250. That figures out to be fifth thererrrs 89.89% loan to value, while most VA loans have 100% loan to value.